{"id":3868,"date":"2026-04-03T11:11:18","date_gmt":"2026-04-03T11:11:18","guid":{"rendered":"https:\/\/scertdelhi.info\/?p=3868"},"modified":"2026-04-03T11:11:29","modified_gmt":"2026-04-03T11:11:29","slug":"credit-based-schemes-for-sc-term-loan-tl","status":"publish","type":"post","link":"https:\/\/scertdelhi.info\/?p=3868","title":{"rendered":"Credit Based Schemes For SC &#8211; Term Loan (TL)"},"content":{"rendered":"\n<p>NSFDC (National Scheduled Castes Finance and Development Corporation) \u0915\u0940 \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u094b \u092e\u0948\u0902\u0928\u0947 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092c\u093f\u0932\u094d\u0915\u0941\u0932 \u0906\u0938\u093e\u0928 \u0914\u0930 <strong>Unique (\u0905\u0928\u094b\u0916\u0947)<\/strong> \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0924\u0948\u092f\u093e\u0930 \u0915\u093f\u092f\u093e \u0939\u0948, \u0924\u093e\u0915\u093f \u0906\u092a \u0907\u0938\u0947 \u090f\u0915 \u0928\u091c\u093c\u0930 \u092e\u0947\u0902 \u0938\u092e\u091d \u0938\u0915\u0947\u0902\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udf1f <strong>NSFDC \u091f\u0930\u094d\u092e \u0932\u094b\u0928 \u092f\u094b\u091c\u0928\u093e: \u090f\u0915 \u0928\u091c\u093c\u0930 \u092e\u0947\u0902<\/strong><\/h2>\n\n\n\n<p>\u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u091c\u093e\u0924\u093f (SC) \u0915\u0947 \u0909\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0939\u0948 \u091c\u094b \u0905\u092a\u0928\u093e \u0916\u0941\u0926 \u0915\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939\u093e\u0901 \u0907\u0938\u0915\u0940 \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0940 \u0917\u0908 \u0939\u0948:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcb0 <strong>\u0915\u093f\u0924\u0928\u093e \u092a\u0948\u0938\u093e \u092e\u093f\u0932\u0947\u0917\u093e? (\u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0940 \u0930\u093e\u0936\u093f)<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u094d\u0930\u094b\u091c\u0947\u0915\u094d\u091f \u0932\u093e\u0917\u0924 \u0915\u093e 95%:<\/strong> NSFDC \u0906\u092a\u0915\u0947 \u092c\u093f\u091c\u0928\u0947\u0938 \u092a\u094d\u0930\u094b\u091c\u0947\u0915\u094d\u091f \u0915\u0940 \u0915\u0941\u0932 \u0932\u093e\u0917\u0924 \u0915\u093e 95% \u0939\u093f\u0938\u094d\u0938\u093e \u0932\u094b\u0928 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0906\u092f \u0938\u0940\u092e\u093e \u0914\u0930 \u092b\u0902\u0921 \u0915\u093e \u092c\u0901\u0935\u093e\u0930\u093e:<\/strong>\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>50% \u092b\u0902\u0921:<\/strong> \u0909\u0928 \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u093f\u0928\u0915\u0940 \u0938\u093e\u0932\u093e\u0928\u093e \u0906\u092f <strong>\u20b91.50 \u0932\u093e\u0916<\/strong> \u0924\u0915 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u092c\u093e\u0915\u0940 50% \u092b\u0902\u0921:<\/strong> \u0909\u0928 \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u093f\u0928\u0915\u0940 \u0938\u093e\u0932\u093e\u0928\u093e \u0906\u092f <strong>\u20b91.50 \u0932\u093e\u0916 \u0938\u0947 \u20b93.00 \u0932\u093e\u0916<\/strong> \u0915\u0947 \u092c\u0940\u091a \u0939\u0948\u0964<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcc9 <strong>\u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 (Interest Rates)<\/strong><\/h3>\n\n\n\n<p>\u0932\u094b\u0928 \u0915\u0940 \u0930\u093e\u0936\u093f \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0939\u0948\u0902:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\u0932\u094b\u0928 \u0915\u0940 \u0930\u093e\u0936\u093f<\/strong><\/td><td><strong>\u092c\u094d\u092f\u093e\u091c \u0926\u0930 (\u0938\u093e\u0932\u093e\u0928\u093e)<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>\u20b95.00 \u0932\u093e\u0916 \u0924\u0915<\/strong><\/td><td><strong>6%<\/strong><\/td><\/tr><tr><td><strong>\u20b95.00 \u0932\u093e\u0916 \u0938\u0947 \u20b910.00 \u0932\u093e\u0916 \u0924\u0915<\/strong><\/td><td><strong>8%<\/strong><\/td><\/tr><tr><td><strong>\u20b910.00 \u0932\u093e\u0916 \u0938\u0947 \u20b950.00 \u0932\u093e\u0916 \u0924\u0915<\/strong><\/td><td><strong>9%<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u23f3 <strong>\u0935\u093e\u092a\u0938\u0940 \u0914\u0930 \u0930\u093e\u0939\u0924 (Repayment &amp; Moratorium)<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0935\u093e\u092a\u0938\u0940 \u0915\u093e \u0938\u092e\u092f:<\/strong> \u0906\u092a \u0907\u0938 \u0932\u094b\u0928 \u0915\u094b <strong>10 \u0938\u093e\u0932<\/strong> \u0915\u0940 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u0906\u0938\u093e\u0928 \u0915\u093f\u0936\u094d\u0924\u094b\u0902 (\u0924\u094d\u0930\u0948\u092e\u093e\u0938\u093f\u0915, \u091b\u092e\u093e\u0939\u0940 \u092f\u093e \u0938\u093e\u0932\u093e\u0928\u093e) \u092e\u0947\u0902 \u091a\u0941\u0915\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u092e\u094b\u0930\u093e\u091f\u094b\u0930\u093f\u092f\u092e (\u0930\u093e\u0939\u0924 \u0905\u0935\u0927\u093f):<\/strong> \u092c\u093f\u091c\u0928\u0947\u0938 \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0936\u0941\u0930\u0941\u0906\u0924\u0940 <strong>6 \u0938\u0947 12 \u092e\u0939\u0940\u0928\u0947<\/strong> \u0924\u0915 \u0906\u092a\u0915\u094b \u0915\u093f\u0936\u094d\u0924 \u0926\u0947\u0928\u0947 \u0938\u0947 \u091b\u0942\u091f \u092e\u093f\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948 (\u092f\u0939 \u0906\u092a\u0915\u0947 \u0915\u093e\u092e \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948)\u0964<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcdd <strong>\u0906\u0935\u0947\u0926\u0928 \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902? (Step-by-Step)<\/strong><\/h3>\n\n\n\n<p>\u092f\u0939 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 <strong>\u0911\u092b\u0932\u093e\u0907\u0928<\/strong> \u0939\u0948:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\u092b\u0949\u0930\u094d\u092e \u092d\u0930\u0947\u0902:<\/strong> \u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 <a href=\"https:\/\/nsfdc.nic.in\/UploadedFiles\/other\/form\/termloan-english.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u092f\u0939\u093e\u0901 \u0938\u0947 \u092b\u0949\u0930\u094d\u092e \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930\u0947\u0902<\/a> \u092f\u093e \u091c\u093f\u0932\u093e \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f \u0938\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u091c\u092e\u093e \u0915\u0930\u0947\u0902:<\/strong> \u0905\u092a\u0928\u0947 \u091c\u093f\u0932\u0947 \u0915\u0947 <strong>State Channelizing Agency (SCA)<\/strong>, \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915 (RRB), \u092f\u093e \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u0906\u0935\u0947\u0926\u0928 \u091c\u092e\u093e \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u091c\u093e\u0901\u091a (Scrutiny):<\/strong> \u091c\u093f\u0932\u093e \u0915\u093e\u0930\u094d\u092f\u093e\u0932\u092f \u0906\u092a\u0915\u0947 \u0906\u0935\u0947\u0926\u0928 \u0915\u0940 \u091c\u093e\u0901\u091a \u0915\u0930\u0947\u0917\u093e \u0914\u0930 \u0907\u0938\u0947 \u0939\u0947\u0921 \u0911\u092b\u093f\u0938 \u092d\u0947\u091c\u0947\u0917\u093e\u0964<\/li>\n\n\n\n<li><strong>\u092e\u0902\u091c\u0942\u0930\u0940 (Sanction):<\/strong> NSFDC \u0915\u0940 \u092a\u094d\u0930\u094b\u091c\u0947\u0915\u094d\u091f \u0915\u094d\u0932\u0940\u092f\u0930\u0947\u0902\u0938 \u0915\u092e\u0947\u091f\u0940 (PCC) \u0906\u092a\u0915\u0947 \u092c\u093f\u091c\u0928\u0947\u0938 \u092e\u0949\u0921\u0932 \u0915\u094b \u092a\u0930\u0916\u0947\u0917\u0940 \u0914\u0930 \u0938\u092c \u0938\u0939\u0940 \u0939\u094b\u0928\u0947 \u092a\u0930 <strong>LOI (Letter of Intent)<\/strong> \u091c\u093e\u0930\u0940 \u0915\u0930\u0947\u0917\u0940\u0964<\/li>\n\n\n\n<li><strong>\u092a\u0948\u0938\u093e \u092e\u093f\u0932\u0928\u093e:<\/strong> \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u094b \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926, \u092a\u0948\u0938\u093e \u0938\u0940\u0927\u0947 \u0906\u092a\u0915\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u092f\u093e \u091a\u0948\u0928\u0932 \u092a\u093e\u0930\u094d\u091f\u0928\u0930 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0906\u092a \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u093e\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcc2 <strong>\u091c\u093c\u0930\u0942\u0930\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c (Documents)<\/strong><\/h3>\n\n\n\n<p>\u0906\u0935\u0947\u0926\u0928 \u0915\u0947 \u0938\u092e\u092f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u092f\u0947 \u0915\u093e\u0917\u091c\u093c\u093e\u0924 \u0939\u094b\u0928\u0947 \u091a\u093e\u0939\u093f\u090f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud83c\udd94 <strong>\u0906\u0927\u093e\u0930 \u0915\u093e\u0930\u094d\u0921<\/strong><\/li>\n\n\n\n<li>\ud83d\udcc4 <strong>\u091c\u093e\u0924\u093f \u092a\u094d\u0930\u092e\u093e\u0923 \u092a\u0924\u094d\u0930 (Caste Certificate)<\/strong><\/li>\n\n\n\n<li>\ud83d\udcb0 <strong>\u0906\u092f \u092a\u094d\u0930\u092e\u093e\u0923 \u092a\u0924\u094d\u0930 (Income Certificate)<\/strong> \u2013 \u20b93.00 \u0932\u093e\u0916 \u0938\u0947 \u0915\u092e \u0938\u093e\u0932\u093e\u0928\u093e \u0906\u092f\u0964<\/li>\n\n\n\n<li>\ud83c\udfe6 <strong>\u092c\u0948\u0902\u0915 \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u0916\u093e\u0938 \u092c\u093e\u0924:<\/strong> \u092f\u0939 \u0932\u094b\u0928 \u0915\u0947\u0935\u0932 \u092c\u093f\u091c\u0928\u0947\u0938 \u0915\u0947 \u0932\u093f\u090f \u0939\u0948, \u0924\u093e\u0915\u093f \u0906\u092a \u0906\u0924\u094d\u092e\u0928\u093f\u0930\u094d\u092d\u0930 \u092c\u0928 \u0938\u0915\u0947\u0902\u0964 \u0905\u0917\u0930 \u0906\u092a \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u091c\u093e\u0924\u093f \u0938\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0915\u094b\u0908 \u0905\u091a\u094d\u091b\u093e \u092c\u093f\u091c\u0928\u0947\u0938 \u0906\u0907\u0921\u093f\u092f\u093e \u0939\u0948, \u0924\u094b \u092f\u0939 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092c\u0947\u0939\u0924\u0930\u0940\u0928 \u092e\u094c\u0915\u093e \u0939\u0948!<\/p>\n<\/blockquote>\n\n\n\n<p>\u0915\u094d\u092f\u093e \u0906\u092a\u0915\u094b \u0907\u0938 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u0947 \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 \u0939\u093f\u0938\u094d\u0938\u0947 (\u091c\u0948\u0938\u0947 \u092c\u0948\u0902\u0915 \u0915\u093e \u091a\u092f\u0928 \u092f\u093e \u092b\u0949\u0930\u094d\u092e \u092d\u0930\u0928\u093e) \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0914\u0930 \u0917\u0939\u0930\u093e\u0908 \u0938\u0947 \u091c\u093e\u0928\u0928\u093e \u0939\u0948?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>NSFDC (National Scheduled Castes Finance and Development Corporation) \u0915\u0940 \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u094b \u092e\u0948\u0902\u0928\u0947 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u092c\u093f\u0932\u094d\u0915\u0941\u0932 \u0906\u0938\u093e\u0928 \u0914\u0930 Unique (\u0905\u0928\u094b\u0916\u0947) \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0924\u0948\u092f\u093e\u0930 \u0915\u093f\u092f\u093e \u0939\u0948, \u0924\u093e\u0915\u093f \u0906\u092a \u0907\u0938\u0947&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-3868","post","type-post","status-publish","format-standard","hentry","category-government-schemes"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/scertdelhi.info\/index.php?rest_route=\/wp\/v2\/posts\/3868","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/scertdelhi.info\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/scertdelhi.info\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/scertdelhi.info\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/scertdelhi.info\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3868"}],"version-history":[{"count":1,"href":"https:\/\/scertdelhi.info\/index.php?rest_route=\/wp\/v2\/posts\/3868\/revisions"}],"predecessor-version":[{"id":3869,"href":"https:\/\/scertdelhi.info\/index.php?rest_route=\/wp\/v2\/posts\/3868\/revisions\/3869"}],"wp:attachment":[{"href":"https:\/\/scertdelhi.info\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3868"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/scertdelhi.info\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3868"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/scertdelhi.info\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3868"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}